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Financing & Insurance Options

We want the cost of care to feel as manageable as possible. Whether you have insurance, are exploring financing options, or aren’t sure where to start — our team is here to help you understand your options and move forward with confidence.

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Understanding Your Insurance Coverage

Dental and medical insurance can be genuinely confusing, and coverage for oral surgery varies widely from one plan to the next. Our team works directly with insurance providers on your behalf to help you get the most out of your benefits.

We can also provide cost estimates in advance, so you’re never caught off guard by an unexpected bill. If you have questions about what your plan covers for a specific procedure, just ask — we’re happy to look into it with you.

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Navigating Insurance

Oral surgery often sits at the intersection of dental and medical insurance, which can make coverage harder to predict than a standard dental visit. Some procedures — like corrective jaw surgery, treatment for sleep apnea, or facial trauma repair — may qualify for medical insurance coverage depending on your plan and the clinical circumstances. Others may be covered partially or not at all.

Our team has experience navigating both dental and medical insurance and will advocate for your benefits wherever possible. The goal is always to maximize what your plan covers and minimize your out-of-pocket responsibility before treatment begins.

Financing Options

For procedures that aren’t fully covered by insurance, or for patients without coverage, flexible financing options are available. We work with third-party financing providers, including CareCredit®, which offers manageable monthly payment plans designed to make treatment accessible without requiring full payment upfront.

Our team can walk you through the available options, answer questions about the application process, and help you find a plan that fits your situation. Cost should never be the reason someone puts off care they need.

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Let’s Figure It Out Together

Navigating the financial side of oral surgery doesn’t have to be something you do on your own. Our team is here to help — before your first appointment, during your treatment, and any time a question comes up along the way. Reach out to either of our offices and we’ll take it from there.

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Common Questions About Financing and Insurance

 

The best way to find out is to call our office before your appointment. Our team will contact your insurance provider directly, verify your benefits, and give you a clear picture of what to expect before any treatment begins. We’ll also let you know if pre-authorization is required for your procedure.

Financing options like CareCredit® allow you to spread the cost of treatment over time with manageable monthly payments. Our team can walk you through how the application works, and help you identify a plan that fits your budget. Some procedures may also qualify for medical insurance coverage depending on the clinical diagnosis — we’ll explore every avenue available to you.

Yes. We provide detailed cost estimates before treatment begins so you can make an informed decision without any surprises. If your treatment plan changes along the way, we’ll update your estimate and discuss it with you before moving forward.

Meet Our Surgeons

Our team of oral and maxillofacial surgeons brings decades of combined experience and a shared commitment to individualized patient-centered care.

Mak Saigusa, DMD, MD, FACS

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Mak Saigusa, DMD, MD, FACS


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Jayson Terres, DDS, MD, FACS, FAACS

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Jayson Terres, DDS, MD, FACS, FAACS


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Kourt Chatelain, DMD, FACS

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Kourt Chatelain, DMD, FACS


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Ryan Hinkle, DDS, MD

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Ryan Hinkle, DDS, MD


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Danielle Jaul, DDS

Meet Doctor

Danielle Jaul, DDS


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Patient Testimonials

The most honest measure of our work is how our patients feel when they leave. Read what real patients across East Texas are saying about their care at Tyler Oral Facial Surgery.

Doris Moore
2 days ago
My experience was great. Thanks Dr. Hinkle and team for great care. Everyone was caring , attentive, and compassionate. Thank you all!
Misty Eason
3 weeks ago
The staff and Dr. Chatelain have been really kind at each appointment and procedure. They always make certain I understand the plan of care and are willing to answer any questions I have. Nobody jumps up and down with excitement to have oral surgery but it is comforting to know you are receiving care from such a caring and knowledgeable team!
christine stadt
2 months ago
Very kind and thoughtful staff. They make u well welcome and comfortable when you're in a very insecure position. And Dr.Jaul is a sweet heart and very informative. I have been to a few oral surgeons and they're the most compassionate professional I have met. There a 10 out of 10!
STARR
3 months ago
I've been here several times but this time they told me to do my mouth upper implants should be 30,000 imagine that I'd rather have no teeth and buy a house
DA CHEZZ
4 months ago
Amazing place Amazing staff
DA CHEZZ
4 months ago
So far so good the surgeon seems to be amazing and I hope so I've got surgery with him on the 30th and tbh I am scared of the procedure I just hope and pray it goes well
Morgan Holochuck
4 months ago
Staff was very friendly and helpful from the time we walked in the door. My daughter had her wisdom teeth removed by Dr.Hinkle. We had a great experience at their Longview center. (We drove from Tyler) His nurse Laura was very friendly and kind to my daughter. They very informative.
George Kincade
6 months ago
Made an appointment today,the young lady was kind and very helpful and this was 1st thing this morning,so to the people who have said there rude,lol nooot

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